Therapy & Counselling
in Munich

• There are no long waiting periods for a therapy spot.

• Immediate start of treatment, as no formalities are required.

• Discretion: your therapy will not be disclosed to insurance companies or authorities.

• Appointments tailored to your needs, with self-determined duration and frequency.

• Quick and easy scheduling through Doctolib.

Sessions are generally weekly or biweekly, lasting up to 50 minutes. Depending on the goals, the frequency of the sessions may vary.

This is a private service not covered by Conventional Health Insurance. In the case of Private Health Insurance, the individual terms of the contract should be clarified in advance. Health treatments are tax-deductible, so please present the invoice to the tax office. Depending on the service provider and the respective insurance contract, the costs incurred may be fully or partially covered. Therefore, I cannot answer questions about potential cost coverage. For more information, please contact your Insurance Company.

Payment for in-person and online consultations will be made through private invoicing, with payment due within 14 days after the invoice is sent.

If you are unable to attend the agreed appointment, please cancel it in advance, at least 24 hours beforehand, via email or phone, to avoid any charges. Missed or unattended appointments will be charged.

Psychotherapy sessions provided in this private practice are not covered by German public health insurance(Gesetzliche Krankenversicherung – GKV).

In very rare exceptional cases, public health insurance providers may reimburse part of the costs through an out-of-contract reimbursement procedure (Kostenerstattungsverfahren). Such cases depend entirely on the individual insurance provider’s policies and require prior clarification and approval. No guarantees can be given.

Private health insurance (Private Krankenversicherung) and supplementary private insurance plans may partially or fully reimburse psychotherapy sessions, depending strictly on the individual insurance contract. Sessions are invoiced privately, and reimbursement, if any, may be full, partial, capped at a yearly amount, or denied. Patients are therefore advised to check directly with their insurance provider in advance.

Some employers offer reimbursement for health-related expenses up to a fixed annual amount as part of their benefits package.

For individuals insured under the public system, supplementary insurance plans may cover psychotherapy costs under certain conditions. Coverage limits and reimbursement rates vary significantly between providers and contracts. Independent comparison platforms include:

• https://www.versicherung-vergleiche.de

• https://www.check24.de

Additionally, psychotherapy expenses may be tax-deductible in Germany if they exceed a legally defined threshold, when declared as an “außergewöhnliche Belastung” (extraordinary financial burden).

* Please note: Reimbursement and tax deductibility depend exclusively on individual insurance contracts and tax regulations. No guarantees of coverage or reimbursement can be provided.

German public health insurance providers (Gesetzliche Krankenversicherung – GKV) generally reimburse only treatments delivered within the statutory health care system by approved providers.

Psychotherapy sessions in this private practice are not covered by public health insurance. Reimbursement is therefore generally excluded.

In very rare exceptional cases, insured persons may inquire with their health insurance provider about the possibility of reimbursement through an out-of-contract reimbursement procedure (Kostenerstattungsverfahren). Such cases depend entirely on the individual insurer’s policies and require prior approval. No guarantees can be given.

An exception may be applied if the patient can prove that they were unable to find a reasonably accessible therapy spot with an insurance-approved psychotherapist within a reasonable period. The legal waiting period is 3 months, but many insurers often deny coverage even in these cases; meaning the patient would need to take legal action against their insurance provider if they want to consider cost coverage by an alternative practitioner specialised in psychotherapy.

Private health insurance providers may reimburse psychotherapy sessions, depending strictly on the individual insurance contract and the insurer’s internal reimbursement policies.

Sessions are invoiced according to the German medical fee schedule (GOÄ), applied by analogy (GOÄ analog). Reimbursement may be full, partial, capped at a yearly amount, or denied, depending on the specific terms of the policy.

Even when psychotherapy or non-medical psychotherapeutic services are included in a contract, reimbursement is never automatic and is always assessed on a case-by-case basis by the insurance provider.

For individuals insured under the public health system, supplementary private insurance plans may cover psychotherapy costs under certain conditions. Coverage limits and reimbursement rates vary considerably between providers and contracts.

Patients are fully responsible for clarifying reimbursement eligibility directly with their insurance provider prior to starting treatment. No guarantees of reimbursement can be given.

Payment is made directly by the patient. Invoices are issued for private services and must be settled independently of any insurance reimbursement.

Sessions are invoiced according to the German medical fee schedule (GOÄ), applied by analogy (§6 Abs. 2 GOÄ). As a private practitioner, no direct billing with insurance companies or public health funds is possible.

Patients may submit the invoice to their private health insurance provider, supplementary insurance, or allowance institution (Beihilfe) for possible reimbursement. The extent of reimbursement, if any, depends solely on the individual contract and the policies of the respective institution.

No guarantees regarding reimbursement or reimbursement amounts can be provided, and the practitioner has no influence over insurance or allowance decisions.

Public Health Insurance (GKV)

In rare exceptional cases, German public health insurance providers may reimburse psychotherapy costs through an out-of-contract reimbursement procedure (Kostenerstattungsverfahren). This process is handled exclusively between the patient, medical providers, and the insurance company, and must be approved before therapy begins. No support or guarantees can be offered regarding such applications.

Summary of reimbursement possibilities in this practice

Public Health Insurance (GKV) Psychotherapy sessions in this private practice are not covered by German public health insurance. In very rare exceptional cases, public insurers may reimburse costs through an out-of-contract reimbursement procedure (Kostenerstattungsverfahren). Such cases require prior approval by the insurance company and depend exclusively on individual circumstances and insurer policies. No guarantees can be provided.

In the context of public health insurance, reimbursement applications may require medical documentation (e.g. ICD-10 diagnosis) and proof that treatment with an insurance-approved therapist was not available within a reasonable timeframe. Such procedures must be clarified directly with the insurance provider before starting therapy.

Private Health Insurance (PKV) Private health insurance providers may reimburse psychotherapy sessions, depending strictly on the individual insurance contract. Sessions are invoiced according to the German medical fee schedule (GOÄ), applied by analogy (§6 Abs. 2 GOÄ). Reimbursement may be full, partial, limited to a yearly amount, or denied.

Supplementary Insurance Supplementary private insurance plans for individuals insured under the public system may reimburse psychotherapy costs under certain conditions. Coverage varies widely between providers and contracts.

Important information on payment

Payment is made directly by the patient after the invoice is issued. This practice does not have direct billing agreements with insurance companies or public health funds. Invoices may be submitted by the patient to their insurance provider or allowance institution (Beihilfe) for possible reimbursement. The practitioner has no influence over reimbursement decisions.